Since you have an account at AccessNet, you can transfer files from specilized hosts in the InterNet.
Anonymous FTP is simply the convention of allowing FTP connections from anyone who logs in as "anonymous" or "ftp" and uses their e-mail address for the password.
If you are dialed in with a regular communication program, to pull a file to AccessNet you can transfer file via "menu" command or from the command line "ftp", "ncftp", "lynx".
Then use Zmodem or Kermit to transfer it to your PC.
You can also use "zmftp" - to receive file from remote host using the Internet File Transfer Protocol and transmit it to the client side using the Zmodem file transfer protocol.
Or from shell prompt just exec command - ncftp site.name:/directory/file.name
From shell prompt to get binary file exec command - lynx ftp://site.name/directory/
Select file you need by cursor movement.
Press "d" to download file.
Agree with prompt "Save to disk".
Enter or agree wtih file name.
Press "q" to quit linx.